Can I use my Tmobile gsm card on it?

Yes. This phone is Locked to Tmobile. You will only be able to use it with Tmobile. You will not be able to use it internationally, nor with other GSM Carriers other than Tmobile.

Can I buy this for the price above, and not buy any minutes. And only use it as a media device on wifi for free?

Yes, you can. Put SIM in the phone (even though you are not going to activate it). Turn the phone on somewhere where you have a Wi-Fi internet connection. Ignore the warnings that come up at first about not being connected to the network. After the first few steps of setting up the phone, it will search for Wi-Fi, and let you select your local network. After that, the rest of the setup will take place over the internet.Note: There are at least two major updates available for this phone, so be sure and have the phone look for updates after you initially set it up. They will take about 15 minutes and several reboots to complete, but they will be worth it!

the phone is unlocked?

Is not, and is very expensive to get it unlocked. Don't buy it.

Is the phone GSM capable

Yes, it has GSM capabilities.Info is shown below:NETWORKTechnology GSM / HSPA2G bands GSM 850 / 900 / 1800 / 1900 - all versions3G bands HSDPA 900 / 2100 - RM-914 HSDPA 850 / 1900 / 2100 - RM-915 HSDPA 850 / 1700 / 1900 / 2100 - RM-917

Nokia Lumia 521 T-Mobile Windows 8 4G Smartphone - White

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