Manage Your Money Like a F*cking Grown-Up: The Best Money Advice You Never Got Paperback – January 5, 2021

I've said time and time again that nothing in school prepares us for "The Real World." We don't have a class to teach us how to save, why we should save and how blowing your entire credit card in one month is a bad idea (though most of us have already heard stories about why we shouldn't dothat last one)"Manage Your Money Like a F#cking Grown Up" is the book we all need. It is filled with useful, practical advice on money, spending and saving.There are some lessons in this book that I have had to learn firsthand for myself and others that I won't have to thanks to Sam Beckbessinger's advice.This book is written in normal plain English so there's no big words that make no sense. This is like sitting down with your older, wiser, more financially mature friend to discuss what you should and shouldn't do with your finances.While this book is great for anyone who wants to take control of their finances, I strongly recommend it to people entering their twenties or those who are already in their twenties.Trust me, this book is everything we wish we knew about money.

It got me thinking about my savings and my financial plan, which is positive. I did a bit more research into the available funds, indentified the ones I want to use in future, and wrote up my plan when I realized I might not remember it. She reminded me how important it is to invest globally, and in equities while young, taught me about ETFs, which I wasn't aware of before, and swayed my opinion on why I should rent rather than buy a house. I also agree with her that cars are a waste of money.However, overall, I thought that the swearing was unneccessary at times, and some of her terminology was a bit too simplistic.I don't agree that I should review my expenditure every month—I stopped using 22Seven a while ago, and I love not worrying about budgeting, just rather having a feel for how much I should be spending. My habits are probably different to other people, so others may agree with Sam's budgeting suggestions.

I've been diving deep into understanding my personal finances for about a year before Sam's book was recommended to me, and I found it to be simultaneously the most thorough and easy-to-read book I have come across. The flowcharts are the absolute best!I am a freelancer, and while I was familiar with concepts like "make an emergency fund", she pointed me towards some ducks I desperately needed to get in row (like disability cover, since my health and ability to work are currently my greatest assets), and shed light on things like pay-day loans (which I knew were a trap, but now understand the numbers as to why) and exactly how my income is taxed.If you think you're just not a numbers-person, or think finance is boring, this will change that. You'll feel super-smart and actually keen to take charge of your sweet, hard-earned money - like a real grown-up.

If you earn money read this! This is one of the best and most accessible books I've ever came across discussing money, savings and investments. It is more geared towards under 35ers in a South African context, but the philosophy about money and our use thereof is pretty universal. Read it, and if your kid is earning their first salary give it to them to read as well.As a South African I have two wishes for this book:1. That it is translated into all South African languages2. That this book (minus the swearing :-)) is used to create a financial planning course for grades 10 to 12 at school.Kudos to the author for a fantastic and accessible book on money and savings!Caveat: There is some swearing in this book and the author mentions this in the beginning. This may or may not bother you.

I really liked this book and have recommended it to many people. It's everything you need to know to set up your financial life and it's written for South Africans. I was delighted when I read it because so many of the books on personal finance and investing are American, and they're great, but when they start talking about tax, or tax deferred accounts or insurance, well, it's all different to how things work in SA. So it was wonderful to find a book that explains the SA system so clearly. Not that it's only for South Africans, most of it is universal for anyone who wants to learn how to manage their money.

This book should be recommended to all young adults starting out on their own financial journeys. I've recently retired with a decent pension and no debt, so there wasn't an awful lot in the book that applied to me, but I get confused with all financial terms so I did learn a few tips. I've always budgeted, more recently with the use of spread sheets, I've always believed that you can't spend unless you know much you have. My wife says I'm too obsessed with it, I just like to think I'm careful. I 100% agree with Sam, don't waste money on fancy cars and if you use credit cards, clear them every month. Financial management should be a compulsory subject at school All in all a useful book, not so sure why the language got a bit hectic at times.

Important tips and info that is easy to understandSecond time reading and still goodShould be mandatory reading in school

This book should be given to ALL on their 21st birthday! Parents, take note, this book is a gem worth sharing. Great advice, a stitch to read and relate to and more importantly, you get to put things in action as you go along. I’m not a millennial, but definitely have the mindset of one at times. This is a financial kickass book!

This book is insanely good! It’s written in a very informal way, but very thorough in terms of what you should know about personal finances. The tips on budgeting are great and the advice on investment is simple. It’s great to feel in control of money compared to wondering where it all goes. :-)

I have never read this type of book before awesome content reality about one's life

Great book. Straightforward, similar to Barefoot investor, but much more relateable for 20/30's women. UK slant but most of it applies still.

found this book really usefui to structure my finances and motivate me to keep them organised, i havent been able to convince anyone to read it but have use some of the lesson to talk my girlfriend about her fiances and am teaching my goddaughter who recently turn 16 the importance of a emergancy fund and thinking about what she want her money to do before spending it

5 stars for book but 3.5 stars for the paper quality of the book